Home Much Laguna Niguel Home Can You Afford?

Understanding how much home you can afford is vital to your home buying success. As an experienced Laguna Niguel realtor, I have seen one too many clients jump the gun and begin house hunting before they receive a mortgage pre-certification from a lender. While it’s great to be eager, sometimes finding your dream home before you know how much home you can afford can cause more heartache then happiness. It’s never fun to find out that the Laguna Niguel home of your dreams is outside of your price range.

The best way to avoid this pitfall is to meet with a lender you trust and go over your finances. If you don’t have a lender, ask your realtor for a referral or call me at 949-939-0300 and I’ll be happy to provide you with a list of experienced and reputable lenders that serve the Laguna Niguel real estate market.

Now if you’re like most buyers and really want to start the house hunting process before you have a chance to meet with a lender, at least take a look at the Laguna Niguel Real Estate Mortgage Calculator tool on my website. This tool will help you determine monthly payments on various loan amounts and give you a better idea of what you can really afford. If you have any questions, just shoot me an email at Brad@BradColeman.com.